Plight of Low Income Singaporeans. It always amazes me till today how so many of my friends and acquaintances claim that there is no poverty in Singapore; there’s housing for poor Singaporeans; and how creating more avenues of welfare will take Singapore down the road to a “lazy” country. While all these are off-the-top impressions, I wonder if the education system perpetuates that sort of myth in our efforts towards nation building.
I am glad there is still an institutionalized political system called the Meet the People Session, where MPs still are forced by precedence to meet lower income Singaporeans. Without MPS, I think Singapore will be worse off, with our representatives not seeing the true reality of Singapore and Singaporeans. That’s why I particularly appreciate Union MPs who interact a lot with blue collar workers; they can bring some of these important concerns into parliament.
Honestly, if you are a senior accountant working in a Big Four, living in Orchard Road, club in Clarke Quay during the weekends and shop at Isetan’s supermarket, how would you ever see the Singapore that many of us see? If you are a top engineer working in a MNC, living in Redhill, visit your friends downtown for dinners and partake air-conditioned food courts only, do we really care about the Singapore that we do not see? Do we make trips to Aljunied one room flats to talk to families living in them? Do we know that their corridors often lack adequate lightning? Do we know that their sons and daughters depend on ST pocketbook fund? Do we know that a loaf of bread to them means a lot for their sustenance? Do we know that the lack of two forms of GST could be potentially difficult for them?
What does it mean to be an “open and inclusive” society? Is it merely a slogan for the elites to debate the theoretical of democratic openness or for Members of parliaments to call for media freedom? Surely, it must also be an powerful rhetoric to bring Singaporeans, ill-suited for the relentless pace of competition and globalisation, together? Surely, it means empowering unions, civil society and social enterprises to provide governance where the state cannot provide? Whose governance? Whose voice? Whose party?
The Straits Times (Singapore)
January 28, 2007 Sunday
For homeless, it’s no job, no money, no choice;
Living on the streets is their only option as they have nowhere else to go; welfare homes try to help but some fall through the cracks
Nur Dianah Suhaimi & Melissa Sim
FOR driver Hashim Eusuff, home is a 14-foot lorry. After he knocks off each night, the 41-year-old parks in a quiet Marine Parade carpark and sleeps in his seat. Once the owner of a four-room Sengkang flat, Mr Hashim was evicted last November after defaulting on his home loan repayments.
He was unable to pay because he was retrenched. His 33-year-old Indonesian wife sleeps at her stepfather’s one-room flat with three other family members. Mr Hashim’s plight got an airing in Parliament last week, when Marine Parade GRC MP Muhammad Faishal Ibrahim brought up the issue of the homeless in Singapore and asked what the Housing Development Board (HDB) is doing to help.
This prompted Parliamentary Secretary Maliki Osman to remark that some people are ‘homeless by choice’ because there are other housing options open to them, including subsidised rental flats, open-market rental flats, or living with relatives.
This is evidently not the case for many.
Ang Mo Kio GRC MP Inderjit Singh said many residents are in negative equity and, as a result, the banks force a sale and the residents do not have excess cash to rent a flat. Of the six MPs who spoke to The Sunday Times, five said they had handled cases involving people who were either already homeless, or on the verge of being so.
They said those who are homeless are generally hit by the same few problems: no job, no relatives and negative equity. Banks say they try hard to help these customers by lengthening the loan period and deferring payments, and insist that eviction is only a last resort.
HDB also offers various financial assistance measures which include extension of the mortgage loan term, payment of a smaller mortgage instalment under the Reduced Repayment Scheme and deferment of mortgage payments.
For those who are eventually evicted, the other housing options suggested by Dr Maliki are sometimes not viable.
For example, Mr Hashim does not qualify for an HDB rental flat because his wife is a foreigner. He cannot rent anything on the open market because he does not have enough cash for the three-month downpayment. Living with his siblings is also not an option because his relationship with them is not good.
Tampines GRC MP Ong Kian Min, who has seen six homeless cases, said: ‘Surely people are not homeless by choice. People would rather have a roof over their heads.’
Even Dr Maliki’s third option of living with family is not always possible, either.
Of the five family service centres that spoke to The Sunday Times, three said they had seen cases where the homeless keep away from relatives because of misunderstandings, psychological abuse or shame. Jeny K, 45, will be evicted from her flat in just three days. At the moment she has no job and nowhere else to go.
She is single and unable to find another single to rent an HDB flat. Renting on the open market is too expensive for someone who has only $12 in her wallet. She is also adamant about not returning to her mother’s home because she says her mother has caused misunderstandings between her and her siblings, who are unwilling to take her in.
This week, she might find herself in a welfare home, but even there a place is not assured. Welfare homes accept only destitutes, who, as defined by the Destitute Persons Act, must be found begging or idle in a public place. There are 10 welfare homes run by the voluntary sector that provide care for about 1,700 destitute people in Singapore.
Said Ms Frances Lee, a senior social worker at Care Corner Family Service Centre (Toa Payoh): ‘There are some like Jeny who fall through the cracks and there is nowhere they can go. The last resort is to sleep in the void deck and get picked up as a destitute.’
Even for the most desperate cases, though, there is often hope. Mr Singh cited a case where one resident with two school-going children lost his job, stopped paying his mortgage payments and got evicted. The mother and children are staying with a friend while the father is still sleeping in void decks and parks.
Although he has already received two HDB subsidies, a meeting was called between HDB, Ang Mo Kio Family Service Centre and some grassroots leaders. The grassroots leaders will provide the deposit for a rental flat and HDB will expedite the process for an HDB rental flat application.
A HDB spokesman said it is prepared to help genuinely needy cases to rent or downgrade to a more affordable HDB flat.However, such appeals need to be carefully scrutinised to ensure that our limited housing subsidies are fairly distributed to those that need them most.
Mr Singh said: ‘All in all, not everyone ends up on the street. A handful do and in most cases that’s because they come to us for help at the very last moment or after they have lost their flat.’
‘There is nowhere they can go. The last resort is to sleep in the void deck and get picked up as a destitute.’ MS FRANCES LEE, senior social worker at Care Corner Family Service Centre (Toa Payoh)
